Commercial property claims,
handled by professionals
When your building is damaged, every day closed costs money. CMG Property Solutions represents business owners, landlords and associations on commercial property claims across Florida, so you can keep running your business while we handle the insurer.
Who we represent
Retail and restaurants
Storefronts, shopping centers, restaurants and bars, including equipment, inventory and build-outs.
Office and medical
Office buildings, professional suites and medical offices, including tenant improvements and specialized equipment.
Industrial and warehouse
Warehouses, distribution centers, flex space and light industrial buildings and their contents.
Multifamily and landlords
Apartment communities and rental properties, including lost rental income while units are out of service.
Condo and HOA associations
Association claims for roofs, building envelopes and common elements, working with boards and property managers.
Hotels, churches and more
Hospitality, houses of worship, schools and other commercial properties with complex coverage.
More than the building
Commercial policies often cover several types of loss, each with its own rules and documentation. We review the full policy so nothing you’re entitled to is left out.
Building damage
Roof, structure, building systems and interior finishes, documented with a detailed line-item estimate.
Business personal property
Furniture, equipment, inventory, signage and tenant improvements.
Business income
Lost income while operations are shut down or slowed, documented from your financial records and worked through with your accountant.
Extra expense
Added costs to keep operating, such as temporary space, equipment rental or expedited repairs.
Ordinance or law
Added costs to bring repaired areas up to current building code, when your policy includes this coverage.
Loss of rents
Rental income lost while units or spaces can’t be occupied.
Commercial claims are complex
Commercial policies are longer, the limits are higher and the insurer’s team usually includes adjusters, consultants and accountants. You deserve the same level of representation on your side.
All files are handled with the same care and respect, no matter the size of the claim.
- Hurricane and named storm deductibles that change the math
- Coinsurance clauses that can reduce payment if limits are too low
- Business income claims that depend on detailed financial records
- Multiple buildings, units or locations on one policy
- Strict notice and documentation deadlines
Built around your business
Policy review
We read the full commercial policy, endorsements and declarations and explain your coverage.
Site inspection
We inspect and document all damage, working around your hours to limit disruption.
Claim package
Building estimate, contents inventory and business income documentation, presented to the insurer.
Negotiation
We handle the insurer’s adjusters and consultants through settlement and keep you updated throughout.
Talk to us about your commercial claim
Tell us about your property and the damage. We’ll review your policy and give you a straight answer on how we can help.